A no nonsense guide on
the affordable option to
dental insurance

 






 

Aetna Individual Advantage Dental PPO Plan

Aetna Individual Advantage Dental provides discount dental coverage for preventive care, basic and major dental for families and individuals. With the Aetna dental insurance plans for individuals, allow members to acquire services from either a participating or non-participating dentist. Dentists participating in the Aetna dental program offer services at a negotiated rate for both covered services, as well as non-covered services such as cosmetic teeth whitening and orthodontic care. Aetna also gives members the flexibility to visit a dentist who does not participate in the program.

 

 

Affordable dental coverage  with in-network Aetna dentists   

 

Aetna states that both plans offer its members to visit any dentist of their choice. However, Aetna advises that customers may find that they save money when using participating (in-network dentists) rather than non-participating (out-of-network dentists).    

 

Senior Dental Plan Insurance

Aetna Individual Advantage Dental plans also offer coverage for those 50 and over. Procedures covered by this include: 

  • Preventive care services  such as cleanings, x-rays and more  
  • Basic care  like fillings, simple extractions, root canals, basic restorative work and more  
  • Major services  such as bridges, crowns, dentures and more  

 

 

Aetna Individual Advantage Dental offers two discount dental coverage plans; Aetna Individual Advantage Dental PPO Plan and the Aetna Individual Advantage Dental PPO Plus Plan.

 

 

Primary Dental Insurance Plan Features and Benefits 

 

Aetna Individual Advantage Dental PPO Plan

 

 

Aetna Individual Advantage Dental PPO Plus Plan

 

 

 

Teeth Cleanings

20% not subject to deductible

 

Teeth Cleanings

0% not subject to deductible

Restorative Dentistry/Fillings

50% Coinsurance after deductible
6 months waiting period

Restorative Dentistry/Fillings

50% Coinsurance after deductible
6 months waiting period

Oral Surgery

50% Coinsurance after deductible
6 months waiting period

Oral Surgery

50% Coinsurance after deductible
6 months waiting period

Extractions

50% Coinsurance after deductible
6 months waiting period

Extractions

50% Coinsurance after deductible
6 months waiting period

X-Rays

20% not subject to deductible

X-Rays

0% not subject to deductible

Crowns

50% Coinsurance after deductible
18 months waiting period

Crowns

50% Coinsurance after deductible
18 months waiting period

Root Canals

50% Coinsurance after deductible
6 months waiting period

Root Canals

50% Coinsurance after deductible
6 months waiting period

Periodontics

50% Coinsurance after deductible
6 months waiting period

Periodontics

50% Coinsurance after deductible
6 months waiting period

Dentures

50% Coinsurance after deductible
18 months waiting period

Dentures

50% Coinsurance after deductible
18 months waiting period

Topical Fluoride

20% not subject to deductible

Topical Fluoride

0% not subject to deductible

Sealant

20% not subject to deductible

Sealant

0% not subject to deductible

Bridges

50% Coinsurance after deductible
18 months waiting period

Bridges

50% Coinsurance after deductible
18 months waiting period

Endodontics

50% Coinsurance after deductible
6 months waiting period

Endodontics

50% Coinsurance after deductible
6 months waiting period

 

 

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