A no nonsense guide on
the affordable option to
dental insurance

 






 

Group dental plans

 

Group dental plans are available to eligible Federal and Postal employees, retirees, and their eligible family members. These types of benefits are especially becoming more common in companies and available on either an on an enrolee-pay-all basis or a voluntary basis. Because they are generally provided at a discounted rate, grouped dental plans make them a good low cost dental coverage option for employees. It is said that employee dental plans are the second most asked for benefit after health insurance. 

Dental plans for group are available to small, medium and large organisations and make economic sense to the employers. However, they should only be purchased if the employees will use them regularly. Dental coverage for group are growing in popularity and these ‘employee-pay-all’ types of benefits can be seen as ideal for businesses looking to expand their benefit packages without increasing company costs. Group dental coverage plans are available through various carriers including Aetna, Avia as well as Affordable Family Health Services (AFHS) who offer small business dental plans.

The way group dental plans are administered may vary from company to company, for example, employees can choose coverage for themselves and/or dependents at a level to best suit their needs. Grouped plans are a great way to dental coverage provide for your employees, but make sure that they are getting good quality as well. 


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