Vital Savings by Aetna

Aetna Health Insurance is one of the biggest and most widely known health insurance agencies, and is a provider of general healthcare, dental, pharmacy, disability and long-term care insurance and employee benefits.

Vital Savings by Aetna^® is adental savings plan that is an alternative to dental insurance. The key benefit of this dental plan, states Aetna, is that it helps individuals, groups and families save on dental care and other health related services for one low annual fee.

Who else do Vital Savings providediscount dental coverage for?

Aetna’s discount program includes aretiree dental plan, as well group dental coverage with 51 or more employees and other consumers who may not have dental coverage through their employer, or individuals who opted out of dental insurance.

Vital Savings by Aetnais not insurance but a discount program. Essentially, discount programs provide members with access to discounted prices and are not  insured benefits. However thisdiscount dental coverage offers individual and families generous discounts on a wide range of dental services.

What you get with a Vital Savings dental plan discount program

With more than 80,000 dental practices nationwide,Vital Savings is one of the country’s largest dental discount networks. Aetna states that this discount program can save members 15% to 50% on a range of dental services, including general dentistry, cleanings, root canals, crowns and orthodontia.  In addition, members can receive savings on prescriptions, vision care, hearing care, fitness, weight management and oral health care products, at no extra cost.

Dental Saving Plan features and benefits

·   On-the-spot savings, with no referrals, no waiting periods, no claims to file

·    Employees will generally save on preventive, basic, and major dental services

·    Employees may use the program as many times as they want - no limits!

·    Memberssave 15% to 50%  on a wide array of dental services, from general dentistry and cleanings to root canals, crowns and orthodontia.

·     In addition to dental care, employees enjoy discounts including vision, fitness, hearing

·   Single and family rates available.

Available Dental Savings Plan Discounts

Vital Savings by Aetna members who visit a participating specialist receive discounts according to the fee schedule. Specialists include:

• Orthodontists - braces 
• Periodontists - gums 
• Oral Surgeons - wisdom tooth or major extractions 
• Prosthodontists - bridges and dentures 
• Pediatric Dentists - child treatment 
• Endodontists - extensive root canals  

Vital Savings by Aetna is a discount or reduced-fee dental program intended for health customers looking to minimize their dental care expenses.  General dentists who participate in this program have agreed to accept the Vital Savings by Aetna contracted rate as payment in full for services performed. An example of discounted fees can be found below.

Examples of Dental Savings Plan Discounts 

The sample table above is a small selection of common procedures discounted by Vital Savings by Aetna. The procedures discounted under Vital Savings by Aetna offer similar savings to the sample above.

¹Source: DentalPlans.com (DP.C) 2007 Survey of Sample Average National Dental Fees.  Fees may vary slightly by region. 

²Discounted fees are listed for visits to a participating general dentist. Members will be charged the provider's Vital Savings by Aetna contracted fees. Charges may vary from the sample fee schedule above. Consult with your provider prior to beginning any treatment. Lab fees may be additional.

Discover what type of savings you can enjoy for this dental plan in your area